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updated May 18, 2006

Conforming Mortgages


Interest Rate Points Good Faith Estimate A.P.R.*
30 Yr Fixed 6.250% 0 Estimate 6.338%
15 Yr Fixed 5.875% 0 Estimate 6.108%
1 Yr ARM 5.625% 0 Estimate 6.778%
3 Yr ARM 5.875% 0 Estimate 6.285%
5 Yr ARM 6.000% 0 Estimate 6.283%
7 Yr ARM 6.250% 0 Estimate 6.249%
10 Yr ARM 6.375% 0 Estimate 6.413%

Interest Only Mortgages      program guidelines


Interest Rate Points Good Faith Estimate A.P.R.*
3 Yr ARM 5.875% 0 Estimate 6.222%
5 Yr ARM 6.125% 0 Estimate 6.020%

7 Yr ARM

6.375% 0 Estimate 6.174%

10 Yr ARM

6.375% 0 Estimate 6.172%
Rates quoted are with 1.0% Origination Fee
Refinance Inquiry

Purchase Inquiry


Purchase or Refinance 
This is not an offer to lend per Regulation Z. 
Rates may be slightly higher for loan amounts above $417,000,
investment property, special loan programs or high loan to value ratios.

*A.P.R.= Annual Percentage Rate
Interest Rates and A.P.R.'s are based on a $150,000 loan at 80% loan-to-value.
Rates are subject to change without notice.

This is just a sampling of our low interest rates. We offer many types of home financing.
If you have a mortgage question feel free to call or e-mail us.

Call U 850.863.4423 or 800.913.0321

Member National Association of Mortgage Brokers
"Top Gun" Mortgage Broker - Georgia Association of Mortgage Brokers
"Top Mortgage Broker Performer" - Atlanta Business Chronicle
Florida, Georgia and North Carolina Licensed Residential Mortgage Broker

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