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updated February 7, 2006

Conforming Mortgages

Program

Interest Rate Points Good Faith Estimate A.P.R.*
30 Yr Fixed 5.875% 0 Estimate 5.963%
15 Yr Fixed 5.625% 0 Estimate 5.858%
1 Yr ARM 5.250% 0 Estimate 6.403%
3 Yr ARM 5.250% 0 Estimate 5.660%
5 Yr ARM 5.500% 0 Estimate 5.783%
7 Yr ARM 5.750% 0 Estimate 5.749%
10 Yr ARM 5.875% 0 Estimate 5.913%

Interest Only Mortgages      program guidelines

Program

Interest Rate Points Good Faith Estimate A.P.R.*
3 Yr ARM 5.375% 0 Estimate 5.722%
5 Yr ARM 5.625% 0 Estimate 5.520%

7 Yr ARM

5.750% 0 Estimate 5.549%

10 Yr ARM

5.875% 0 Estimate 5.672%
Rates quoted are with 1.0% Origination Fee
Refinance Inquiry

Purchase Inquiry

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30 day "Lock". Purchase or Refinance. 
This is not an offer to lend per Regulation Z. 
Rates may be slightly higher for loan amounts above $417,000,
investment property, special loan programs or high loan to value ratios.

*A.P.R.= Annual Percentage Rate
Interest Rates and A.P.R.'s are based on a $150,000 loan at 80% loan-to-value.
Rates are subject to change without notice.

This is just a sampling of our low interest rates. We offer many types of home financing.
If you have a mortgage question feel free to call or e-mail us.


Call U 850.863.4423 or 800.913.0321



Member National Association of Mortgage Brokers
"Top Gun" Mortgage Broker - Georgia Association of Mortgage Brokers 
"Top Mortgage Broker Performer" - Atlanta Business Chronicle
 
Florida and Georgia Licensed Residential Mortgage Broker


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800.913.0321

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